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Navigating how to afford a house can feel overwhelming—especially in today’s competitive market. From choosing the right property to securing financing and closing the deal, every decision matters. One of the most important? Choosing a local mortgage lender instead of a large national bank.

In Northeastern Pennsylvania (NEPA), where real estate markets vary widely from Scranton to Lake Wallenpaupack to the Back Mountain, local expertise and strong relationships make a measurable difference. Here’s why working with a local lender can improve your experience and help you afford a home with greater confidence.

1. Local Lenders Understand the Market

No two housing markets are the same, and NEPA is no exception. Local lenders understand:

  • Unique neighborhood trends and pricing
  • Local tax assessments and school district impacts
  • Regional property types, including older homes and seasonal cottages
  • Municipal requirements, such as lateral sewer inspections

For example, homes in certain boroughs require inspections before closing—details a national bank might overlook. Local lenders help you navigate these requirements while keeping your budget realistic. If you’re figuring out how to afford a house, local insight is essential.

2. Personalized Service and Clear Communication

With a local lender, you’re more than an application. You’re a neighbor. Local professionals offer:

  • A single point of contact throughout the process
  • The option for in-person meetings or direct calls
  • Faster answers when decisions matter
  • A personal investment in your homebuying success

Unlike big banks, which often rely on call centers, local lenders offer continuity and accessibility. This makes the entire process smoother, especially when time-sensitive decisions arise.

3. Faster, More Reliable Closings

Local lenders consistently close on time, which can make your offer more competitive in a fast-paced market. Their teams are typically smaller, more nimble, and well-connected with local appraisers, title companies, and agents.

This translates to:

  • Fewer delays and errors
  • Quick resolution of issues
  • Greater confidence from sellers and REALTORS®

Your financing can be the difference between winning and losing out on your dream home. Local lenders help you stay ahead.

4. Accountability and Reputation

Local lenders rely on their reputations to grow their businesses. They live and work in the same communities they serve and understand that referrals drive success. This accountability often leads to:

  • More responsive service
  • Clear, honest communication
  • A commitment to seeing your transaction through

When compared to national lenders processing thousands of loans, local lenders bring a level of care and attention that is hard to match.

5. Competitive Rates and Local Programs

Many buyers assume national lenders offer better rates, but local lenders often:

  • Match or beat national pricing
  • Offer first-time homebuyer programs through PHFA
  • Provide access to regional assistance programs, such as NeighborWorks NEPA
  • Understand local credit union partnerships or employer-based incentives

If you’re trying to understand how to afford a house, access to local and state programs can make a significant difference—especially for first-time buyers or those with complex financial profiles.

6. Why REALTORS® Recommend Local Lenders

Real estate professionals across NEPA prefer working with local lenders because they know the value of clear communication and reliable execution.

Benefits include:

  • Quick responses to calls, texts, and emails
  • Familiarity with local closing timelines and expectations
  • Long-standing working relationships between lenders and agents
  • A better experience for the buyer and everyone involved

A strong relationship between your agent and lender can be the key to a smooth, successful transaction.

7. Supporting the Local Economy

Choosing a local mortgage lender doesn’t just benefit you—it supports the community. Local lenders:

  • Employ local residents
  • Pay local taxes
  • Invest in the regional economy

Keeping your mortgage process local means your money stays in NEPA, helping to grow and strengthen the communities where you live and work.

The Bottom Line: Local Expertise Matters

If you’re trying to figure out how to afford a house, working with a local lender gives you the tools, guidance, and support you need to succeed. From tailored loan options to faster closings, local lenders offer advantages national institutions can’t replicate.

Work with a Trusted Local Team

At Realty Network Group, we work alongside the region’s most reputable local lenders. Whether you’re a first-time buyer or making your next move, our agents can connect you with professionals who understand the NEPA market and how to help you afford the home you want.

Visit realtynetwork.net to learn more or contact us for trusted recommendations in the Scranton/Wilkes-Barre area.

Buying a home doesn’t have to be complicated. With the right partners by your side, it becomes a focused, efficient, and empowering process.

In Northeastern Pennsylvania (NEPA), owning a lake house is more than just a dream — it’s a lifestyle. For many, it’s the ultimate retreat to relax, recharge, and enjoy time on the water. But if you’re preparing to sell your lake property, you might be asking: how much does a lake house cost in today’s market? And more importantly, how can you make your home stand out to serious buyers?

While NEPA offers an abundance of beautiful lakefront homes, competition can still be fierce — especially with buyers expecting value, charm, and lifestyle in one package. Whether your property is a seasonal retreat or a full-time residence, these six strategies will help you attract the right buyers and maximize your return.

1. Highlight the Lifestyle, Not Just the Home

Lake home buyers aren’t just purchasing real estate—they’re buying into a lake lifestyle. Make sure you highlight everything that makes lake living special:

  • Private docks and direct water access
  • Panoramic views and sunset vantage points
  • Outdoor amenities like firepits, patios, or screened porches
  • Recreational perks: boating, kayaking, fishing, and swimming

Tell the story of your home. What makes it unique within the community? What would a summer weekend look like here? Give buyers the vision — they’ll imagine themselves making memories by the water.

2. Make the Waterfront the Star

The shoreline is often a lake home’s biggest selling point. To ensure it makes a great impression:

  • Clear any brush, weeds, or debris from the shoreline
  • Power wash the dock or boathouse and make repairs if needed
  • Stage your dock, deck, or patio with inviting furniture and touches
  • Take professional photos — sunset or golden-hour shots go a long way

And don’t forget curb appeal. A welcoming entrance, well-kept landscaping, and clean siding or windows can draw buyers in before they even reach the water.

3. Be Transparent About Maintenance

Buyers will inevitably ask: how much does a lake house cost to maintain? Be ready with detailed answers and records. Key areas to cover include:

  • Septic systems, well water, or shoreline maintenance
  • Recent upgrades or repairs (roof, HVAC, dock, etc.)
  • Utility bills, insurance premiums, HOA or lake association fees

Providing this information up front builds trust and reduces uncertainty. Share these details with your real estate agent so they can be clearly communicated to buyers.

4. Emphasize Comfort and Efficiency

Lake homes in NEPA aren’t just for summer — they can serve as cozy winter escapes or full-time residences. Highlight features that offer year-round comfort:

  • Updated heating and cooling systems
  • Energy-efficient windows and insulation
  • Smart-home tech for remote monitoring and security

These upgrades make a big difference to today’s energy-conscious buyer and may improve your home’s marketability.

5. Market It As a Four-Season Retreat

Each season brings something magical to a lakeside property in NEPA:

  • Spring: budding trees, wildlife, and fresh beginnings
  • Summer: boating, swimming, and sunset dinners on the dock
  • Fall: vibrant foliage and firepit evenings
  • Winter: peaceful views, ice fishing, and fireplace gatherings

Help buyers see beyond the summer months. Use photography and descriptions that show your home’s charm throughout the year.

6. Work With a Lake Property Real Estate Specialist

Selling a lake home involves unique considerations — dock permits, flood insurance, HOA guidelines, and more. That’s why working with a local expert is essential.

At Realty Network Group, we specialize in lakefront and lakeside real estate throughout NEPA. Our REALTORS® understand the nuances of waterfront properties and know how to price, market, and sell homes in this niche market. We also rank highly in local searches for terms like “lake homes for sale near me” and “lake homes for sale near Scranton PA.”

When you partner with us, we’ll:

  • Accurately price your home based on current market data
  • Market it to the right buyers—vacationers, relocators, or investors
  • Help navigate local regulations and association rules

Your agent will evaluate comparable properties based on square footage, amenities, waterfront quality, and proximity to popular lakes like Lake Wallenpaupack, Harveys Lake or Arrowhead Lake.

Final Thoughts

If you’ve been asking yourself how much does a lake house cost, the answer depends on more than just the location. Features, maintenance, upgrades, and how well you present your home can all significantly influence its final sale price.

At Realty Network Group, we help sellers showcase their lake properties in the best light — and help buyers discover their ideal lakeside escape. Whether you’re ready to list your home or just exploring the market, our team is here to guide you every step of the way.

Ready to list your lake property or curious about your home’s value?
Visit our lake homes for sale page or contact us today at realtynetwork.net to connect with one of our lake property specialists.

As businesses become more conscious of both their environmental impact and operational costs, one thing is clear: energy efficiency is no longer optional — it’s a strategic advantage. Across the commercial real estate sector, artificial intelligence (AI) is helping companies drastically reduce energy consumption, improve building performance and save money in the process.

For investors and business owners, these advances raise a new question: how to find commercial real estate that’s already leveraging AI and energy-saving technologies? Fortunately, the answer lies not just in what you look for — but in who you work with.

How AI Is Revolutionizing Commercial Property Efficiency

AI is doing more than automating building systems. It’s actively learning and improving how energy is used within commercial spaces. Here are just a few ways AI is cutting waste and increasing value:

  • Smart HVAC systems that adjust heating and cooling based on occupancy and weather patterns.

  • Lighting systems that automatically dim or turn off in unused areas.

  • Predictive maintenance tools that detect inefficiencies before equipment fails.

  • Energy usage analytics that help property owners and tenants make informed operational decisions.

These tools don’t just help businesses lower their utility bills — they often lead to higher tenant satisfaction and longer lease terms.

The Rising Demand for Smart, Sustainable Spaces

Tenants and investors are becoming increasingly selective, prioritizing buildings that align with sustainability goals and ESG standards. Commercial spaces that feature AI-driven energy solutions are more attractive, not only because they reduce costs, but also because they reflect innovation and long-term thinking.

If you’re exploring how to find commercial real estate with these features, it’s critical to ask the right questions during your search:

  • Does the property have smart building systems already in place?

  • Is it certified by programs like LEED or Energy Star?

  • Can the landlord or seller provide energy usage data?

  • What kind of technology infrastructure supports future upgrades?

Realty Network Group Can Help You Find Smarter Commercial Spaces

At Realty Network Group, we understand the importance of forward-thinking real estate — especially when it comes to energy efficiency and technological integration. Our commercial specialists work closely with buyers, sellers and investors across Northeastern Pennsylvania to match them with properties that align with today’s business demands.

Whether you’re an entrepreneur looking for your first storefront or a company seeking energy-conscious office space, we can help you navigate the complexities of a changing market. We’ll show you how to find commercial real estate that supports your goals — financially, environmentally and operationally.

The Bottom Line

AI is no longer just a tech buzzword — it’s a real solution to one of the business sector’s biggest challenges: energy consumption. As the demand for efficient, high-performing spaces grows, businesses that embrace smart buildings will have a clear advantage.

If you’re ready to explore commercial real estate opportunities that are built for the future, reach out to Realty Network Group. Let’s find you a property that works smarter — not harder.

If you’ve been keeping up with national real estate headlines, you might be wondering why your local experience doesn’t match the broader narrative. Headlines like “Housing Supply Is Surging” or “It’s No Longer a Seller’s Market” paint a picture that, at least in our area, feels disconnected from reality.

Yes, across Pennsylvania, active listings are reportedly up 9.1% year-over-year according to the latest data from the Pennsylvania Association of REALTORS®. But here in the Greater Scranton market, the dynamics tell a very different story—and it’s a perfect reminder of that familiar industry adage: all real estate is local.

In fact, the Times-Tribune highlighted this discrepancy in a recent June 2025 article, “Low Housing Inventory Keeps Sellers In Control Locally Amid National Shift.” Multiple brokers across the region echoed what many of us already know: inventory remains tight, new construction hasn’t kept up, and home prices continue to climb.

So, why does it still feel like there are no homes for sale?

Understanding the Inventory Story

To get clarity, we analyzed two important data points over the last ten years: absorption rate (the months’ supply of available homes) and active residential listing count. We reviewed both the seasonal highs and lows (June to the prior July) to better understand trends.

Two things become immediately clear:

1. The Pandemic Was an Accelerant, Not a Cause

While COVID-19 disrupted everything—including real estate—it didn’t start our inventory problem. It made it worse. The steady decline in listings began long before 2020. You’d have to look all the way back to 2014 to find a cycle when inventory was truly increasing.

2. We Haven’t Seen a Balanced Market Since 2019

A balanced market typically has 5–7 months of inventory. Our last brush with that was six years ago. Since then, it’s been a steady tilt toward sellers. In fact, the 2014–2015 market was more favorable to buyers than today’s market is to sellers.

Inventory by the Numbers

Let’s break it down using the two visuals below.

Absorption Rate for Residential Listings

This chart shows how many months it would take to sell all homes currently on the market at the current pace of sales. A lower number means less inventory:

  • The high point in 2015-2016 was 13.42 months. The low? 10.16 months.

  • As of 2024-2025, we’re looking at 3.03 months (high) and 2.33 months (low).

  • The bottomed-out low was just 1.43 months in 2021-2022—a historic scarcity.

Active Residential Listing Count

This shows the actual number of homes available for sale at the seasonal high and low points each year:

  • From a peak of 2,327 listings in 2015-2016, active listings dropped to just 612 in 2024-2025.

  • The lowest low was 383 listings in 2021-2022.

  • Current low: 484 listings, which is the highest low we’ve seen in almost five years—encouraging, but still far below what’s needed.

So… Is Inventory Improving?

Yes—but only slightly.

This past cycle (2023–2024) marked the first time in a decade we saw an increase in both high and low points for inventory. That’s a promising sign. But keep in mind: active listings are still less than half of what they were in 2019, and we’re just north of 40% of what a balanced market would require.

Looking Ahead

Barring a major shift—such as a surge in new construction or a dramatic cooling of prices—we’re likely to stay in a seller’s market for the foreseeable future. Demand remains strong, and interest rates, while higher than a few years ago, aren’t deterring many buyers.

Expect modest increases in inventory year-over-year, but not a return to balance. For now, the question of “why are there no homes for sale?” still applies—because by historical standards, there simply aren’t.

Need Local Insight? We’re Here to Help.

Navigating this market takes local expertise and a strategic approach—whether you’re buying, selling, or simply trying to understand what’s happening in your neighborhood. At Realty Network Group, our experienced team of real estate professionals is here to guide you every step of the way.

Real estate is a loaded term. I mean, it generally equates to any number of ventures – single-family homes, multi-family, commercial sales or leases, residential leases, business sales, investment portfolios, you name it. Yet there’s one in the bunch that often goes unnoticed, the neglected stepchild, I suppose – houses for sale with land. Land plays an essential role in real estate transactions daily, but for too many of us, it can sometimes be an afterthought.

Whether you’re buying a home with acreage or a property with acreage without structures on it, it’s important to consider these seven principles, which will help you to evaluate all the facets of such an acquisition.

Define Your Goals

What are you looking to accomplish when purchasing a home with acreage? Are you eying up a place for horses and raising livestock? Are you into homesteading? Maybe you simply desire a simple two-story with a large yard for your family. Understanding your goals is the first step in this process and clearly the most critical!

“Some questions I ask immediately are – what the use for the land will be,” outlines Florence Avvisato, REALTOR® with Realty Network Group. “This gives me an idea of how to narrow my search down and how to conduct research for land being sold related to properties that my clients are interested in. Do my clients want to build on the land? Does it matter if the property is cleared or wooded? Would it be used for recreational purposes or hunting? Are the oil-and-gas mineral rights (if any exist) being conveyed with the sale of the property, or does the seller intend to retain them? The details help. All these questions and more are vital as they’ll affect the approach your buyer will take.”

The reason you’re acquiring acreage influences the suitable type of property for both you and your inhabitants. If you’re a homebuyer who’s seeking seclusion, a wooded lot with a buffer area and one where the topography is more pitched to deter neighbors might be ideal. If you’ve researched how to become self-sustaining and you and your family are passionate about homesteading, then you’ll need more level terrain with quality soil, access to water, and good drainage. If you’re looking to acquire an investment and perhaps start a bed and breakfast (BnB), there’s a whole other set of concerns you’ll need to address, including whether or not the municipality, township, or borough permits such endeavors. And maybe it’s not that involved. You could be solely seeking a house situated on a large lot to begin landscaping. There are all kinds of buyers, and communication is paramount.

“Being on the same page is important too when dealing with more than one buyer in a transaction,” shares Dana A. DeLeo, REALTOR® with Realty Network Group. “Location and use play a large role in the decision-making process. How much acreage do they want? Are they looking to purchase acreage mainly for privacy? There are many things for your clients to consider when searching for houses for sale with land. Everything from taxes to the likelihood of a well and septic to the role proximity to family and amenities plays, determines whether a listing is suitable for my buyer.”

Your real estate professional can help merge your goals with what’s practical and legal in your search areas.

Not All Lenders Are Created Equal

Just as a separate set of criteria is used to regulate and officiate professional football as opposed to its collegiate counterpart, so too are there different criteria used to assess traditional residential homes versus large-acreage properties. Sometimes, when a home has substantial acreage attached to it, a traditional type of mortgage might not be a good fit. Instead, a land loan or rural development loan could be required. Land loans usually require a larger earnest deposit as well, so it’s important to rely on a mortgage lender who specializes in this type of financing. If you’re obtaining an equestrian-style property, understand that the appraisal process (i.e., where the financial institution is doing its due diligence in acquiring a value on the property) might be more complicated, as it can be harder to discover comparable properties that have sold in recent months.

Your real estate agent can direct you to knowledgeable mortgage lenders, especially local ones, who specialize in these types of loans.

Land Use Restrictions?!

As a prospective buyer, understanding zoning regulations is essential when buying, especially when your situation might be more unique than the “typical” transaction. While this certainly pertains to commercial property purchases, land use restrictions can and do affect residential and agricultural sales as well. Regulations for land use and zoning impede the rights of owners to use their land as they might see fit. Municipalities and government agencies put limits on what owners can do as it pertains to their properties, but it should also be noted that developers will do this too (i.e., homeowner associations that utilize a specific set of declarations/covenants). Some rural subdivisions or properties that lie in a certain jurisdiction often have rules that apply to land division, livestock, and fencing. etc. There are other types of land use restrictions to be familiar with, such as historic preservation, environmental protection/conservancy, easements, and zoning laws.

Lean on your trusted guide, your REALTOR®, who can provide the necessary information from county planning commissions or municipality offices, and help set you on the right path toward what you hope to achieve via your purchase.

Whose Property Is It Anyway?

Do you recall the hit television series, Whose Line Is It Anyway?, which aired during the 1990s? That skit comedy show had me in stitches whenever I tuned in. Ryan Stiles and that cast were so talented at their craft! They even had featured segments on real estate on the show, believe it or not – “Mi Casa” anyone? Sometimes, would-be buyers are faced with this question, though: Whose line is it anyway? It’s natural to want to rely on tree lines or markers or even a seller’s estimate for a land boundary, but a buyer should never assume they know what they’re purchasing based on these things.

The best approach for someone to take when purchasing a home, especially one with substantial acreage, would be to enlist the services of a surveyor. With a land survey, the buyer will be able to verify exact boundary lines and determine if any encroachments or easements exist. Does a neighbor’s structure cross the land you’re considering possessing? Is there an old utility route on the parcel? These are important questions to consider as the probability of these situations increases when a purchase features more land, is agriculturally zoned, and the like. There’s also the possibility that the land a buyer might be considering is landlocked. If this is the case, deeded/legal access needs to be substantiated before settlement.

A buyer’s agent can direct their client to knowledgeable abstract companies or attorneys, who will address any of these concerns in the transaction.

Rural Properties Have Their Challenges

Not all land is suitable or productive. Depending on what you intend to use the property for, there’s a whole list of items you may want to address during a purchase:

  • Is a well or septic system needed onsite? Or if one exists, has it been properly maintained, especially if the property has been unoccupied? Well/septic can be a sticking point for many buyers and sellers alike. A septic system alone could need tens of thousands of dollars in repair or replacement costs.
  • Do you fully understand the lay of the land? Upon further investigation, will more mountainous terrain or wetlands affect how you’re intending to use the land? Topography, conservation preserves, or marshland can make or break a deal. If the property is too rocky or elevated, then chances are it wouldn’t make much sense to pursue raising livestock, running an equestrian ranch, or growing crops on the land. Wetlands, especially protected ones, could present a whole host of problems, too.
  • Is the property “off the grid”? It’s important to confirm whether a road leading to a property is private or not. The owner of the land might be responsible for maintaining the road, plowing the road, etc. Perhaps satellite options will be needed because Internet and wireless service aren’t presently an option for the property, which you’ve expressed interest in.
  • Even flood zones can cause hesitation for parties looking to buy. Floodplain maps (like FEMA’s) help determine if a parcel is buildable and give the buyer a clearer picture of insurance costs, if the property is insurable.

“Obstacles for these types of properties can often be the structures which exist upon them,” emphasizes Ann A. Sheroda, REALTOR® with Realty Network Group. “Some of these homes are dilapidated, so what you’re buying is the land. Renovated or newly constructed homes with a few acres can be mighty pricey in this market. It depends on what the buyer is seeking, because that can make all the difference.”

Your real estate professional can help you navigate this landscape or direct you to a civil engineer, environmental consultant, or other specialist who can get answers to specific questions of significant importance.

Maintenance Costs

The adage is true – the more you have, the more you need to maintain! This is true for the size of a home, and it’s true for acreage as well. There are routine costs to consider, such as brush control, mowing, and tree removal, to name a few. If livestock fencing is needed, this could be quite costly, depending on how many acres the fencing will need to cover. If you’re purchasing land in a rural setting, you should also expect encounters with deer, rabbits, woodchucks, and other invasive animals.

If you’ve chosen an agent whose niche is marketing and selling rural property, then you’re in good hands. They’ll be able to provide budgetary guidance as you look ahead toward such a purchase.

Choose Wisely

This brings us to one final point. If you’re passionate about homesteading, creating an equestrian empire, raising the next generation of feisty free-range chickens, or you simply have major concerns about how you can put your land to use, counting on a REALTOR® who specializes in rural listings is the best move you can make – bar none. This agent usually has a strong network of professionals who also deal with these types of properties. They know about land-quality issues, local water tables, land regulations, rural land pricing, and might be able to detect structures or easements along the way. At the end of the day, look for someone who has sold multiple houses for sale with land.

There’s no shortage of nice houses on our screens these days—gleaming kitchens, cozy sunrooms, wraparound porches and custom closets. We scroll through them daily, double-tapping our dream spaces while side-eyeing our own. If you’ve ever looked around and felt like your home doesn’t quite stack up, you’re not alone. But here’s the truth: even if your home isn’t your “forever” or “dream” house, it still deserves to be loved — and so do you.

Your home is the backdrop of your life. It’s where memories are made, pancakes are flipped and socks are lost in the dryer. And even if it’s not perfect, it’s still yours. Here are four meaningful ways to start appreciating (and actually loving) your home — right now.

1. Make Memories Anyway

It’s easy to think you have to wait until your home is perfectly styled, remodeled or Pinterest-worthy before you start making memories. But the truth is, life is happening now — so let it. Your chipped countertops won’t matter when you’re laughing with friends around the dinner table. Your unfinished basement can still host movie nights and epic dance parties.

Don’t hold off on joy until your home looks a certain way. Celebrate birthdays, host brunches, roast marshmallows in the backyard firepit — even if it’s just a portable one from the hardware store. When you give yourself permission to fully live in your home, you start building the kind of emotional connection that makes a space truly yours.

2. Let Your Home Reflect You

Forget trends and staged perfection — your home should tell your story. What makes you smile? What makes you feel most like yourself? Use your answers to bring more of that into your space.

Frame that weird photo you love. Put your favorite mug collection on display. Choose paint colors that make you feel good, not just what’s popular. These little touches add layers of personality that can’t be bought at a store. When your space feels like an extension of who you are, it becomes more comforting, more welcoming and a whole lot more lovable.

3. Focus on What You Can Change

You don’t need a contractor or a massive budget to refresh your home. Instead of focusing on the things you can’t change (like the layout or the lack of natural light), shift your focus to what is within reach.

Could you swap out old light fixtures for something more modern? Rearrange the furniture to create a better flow? Add some greenery to liven things up? Even something as simple as a new shower curtain or throw pillows can make a space feel different.

Small changes — especially ones that make your daily life easier or more enjoyable — have a big impact. Don’t underestimate the power of fresh eyes and a little elbow grease.

4. Clean It Like You Love It

One of the fastest ways to fall in love with your home again is to clean it — not just a surface wipe, but a real, deep clean. Scrub the baseboards, clear off cluttered counters, and give neglected corners some attention. When your home is clean, it’s easier to see what you do like about it.

This isn’t about perfection — it’s about care. A clean home signals that your space matters. That you matter, and the more you take care of it, the more it starts to feel like a place that’s truly worth caring about.

In Conclusion

Your home might not be your forever home. It might not have walk-in closets or that dreamy chef’s kitchen. But with intention, creativity and a mindset shift, it can still be a place you deeply love.

Because nice houses aren’t defined by price tags or photo filters — they’re built on memories, comfort and the feeling you get when you walk through the front door.

So love it now. You just might discover it’s already enough.

According to the National Association of Home Builders (NAHB), 50% of our country’s second homes can be found in just seven states, one of which is Pennsylvania. Our state is home to many second residences, and factors such as location and affluence play a large role in why. Pennsylvania is a state known for its beautiful natural landscapes, including state parks, numerous lakes, and mountains. There’s so much to do outside year-round, making it a big draw for vacationers and families gathering for weekend stays. Of course, affordability throughout much of the Commonwealth, in addition to proximity to major cities, tax incentives, and family connections, are other reasons why Pennsylvania has an influx of second homes as well as vacation homes.

Housing Supply Challenges in Pennsylvania

Despite the rise in recent years in home building market share for regions that cater more to second homes, Pennsylvania has dragged its feet in response to the housing supply issue that much of the nation also faces. According to a report from The Pew Charitable Trusts, their lack of building has contributed to the housing shortage. In fact, only six states from 2017–2023 rank worse than Pennsylvania in the issuing of permits when it comes to new home construction. The lack of new construction starts and residential permits has put a damper on affordability and has affected supply across the state.

Trends and Opportunities in the Second-Home Market

There had been a pursuit, during the pandemic, from some owners to acquire a second property, but this trend dipped slightly two years ago. Second homes account for 4.6% of the total housing stock in the United States. Those considering the second-home market in Pennsylvania should be cautiously optimistic about where it goes from here. We can only speculate, but stabilizing mortgage rates and demographic shifts, with more Millennials and Gen Z buyers entering the market, have the second-home market poised for growth. Opportunities for both buying and selling second homes are present and could increase as we enter the traditional spring/summer real estate season. What are the impetuses for seller activity? Things happen, people move, connections fade, finances change, and in the blink of an eye, owners need to list their vacation property for sale.

Four Key Factors When Selling a Vacation Home

 

Market Valuation

After you understand why you’re selling, whether you believe it will be financially advantageous to do so or you need to sell given your present situation, honing in on a price will be your next challenge. Some homeowners want to give it a go on their own. While there are a few circumstances where this might make sense, we do caution against attempting to sell a property, especially a second home, without the support and services of a real estate professional. Discover more about why this could be a mistake by visiting our seller FAQs.

Our approach to selling a second home examines the market conditions: locating comparable properties in the same area and taking into account the property’s appreciated value (assuming it has appreciated since it was purchased). Furthermore, it’s essential that you rely on an agent who’s familiar with your second-home market. If you live in a lake community, you need a professional with experience in that specific community. We have a unique online tool that better equips sellers to understand their home’s value. Instantly gain your property’s valuation by visiting this page of our site.

Is Now a Good Time to Sell?

It can be a mixed bag for sellers as they look to counter mortgage interest rates, which are known to be a little stubborn at times. High rates can deter a portion of the buyers who are on the fence. They want to buy but are anticipating a drop in interest rates. Some forecast models have mortgage rates falling to around 6% by the end of 2026. With that being said, if you’re contemplating waiting to see if the rates will fall, other sellers might be having similar thoughts. The more sellers that wait, the more competition there will be in the years to come, if and when the rates do fall more significantly. A more successful strategy might be this: Sellers can catch homebuyers who are reacting to incremental decreases in the rates and are ready to pounce on new listings popping up in their areas of interest.

Spring and the summer months are as good a time as any to list your vacation property for sale. In the Greater Scranton area, new contract activity has surged by 63.1% month-over-month (March as compared to February), reflecting strong demand from buyers. Spring is traditionally a strong selling season in Northeast Pennsylvania, even for our second-home markets. This increased buyer activity has continued to generate increased sales and rising prices.

Though it appears to be an opportune time to place your vacation home on the market, if you’re looking to sell, you must consult with a local real estate professional to make an informed decision. You may have more equity in this property than you realize. Homeowners have earned record amounts of equity over the past few years, and that can make all the difference if you’re selling one second home and you’re looking to purchase another investment property. Again, if you’re seeking increased buyer activity, you might need rates to decline further, increasing buyer affordability and demand. Economic factors, such as inflation, might also play a role in impacting homebuyer confidence.

Tax Implications

A downside to selling a second home or vacation property is certainly capital gains tax. While a primary residence, where you’ve lived for two of the previous five years, can provide you with a little shelter from capital gains, property owners don’t have that option with second homes. There may be deductions you can claim on your annual taxes if you’ve rented out your vacation/second home. Areas such as maintenance, utilities, depreciation, and property management may all aid with deductions. Of course, this all becomes a little trickier if you’re selling a second home, especially one that’s been an investment property as well. We highly recommend consulting your tax consultant or CPA to review your tax scenarios before selling your property. This will help you prepare for what’s ahead.

Improvements Needed?

There are a few fundamental questions homeowners need to ask themselves when deciding whether to sell their second home “as is” or make the necessary upgrades before placing it on the market. If the home’s in solid shape, repairs or updates might not be needed. If there are obvious repairs or eyesores, then it could be to your advantage to fix those problematic areas first. Whatever path you decide, you must consider a few things: Does the return on investment (ROI) justify the upgrades? Are there any repairs that, if not made, could prevent a sale from happening? Will any updates or renovations I make on the property boost its sales price?

Upgrades vs. ROI

Homeowners should be familiar with what projects will bring them the best bang for their buck. Some of the best improvements include a fresh coat of paint in the home, upgrades to lighting, landscaping, or even adding a front steel door. Smaller changes with high visual impact are a great rule of thumb!

Major Issues or Material Defects

Critical issues in the home can derail a sale faster than you can say “inspection.” And a good home inspector will uncover issues that can pose a serious threat to any occupants. If your second home has safety issues like mold, faulty wiring, or loose railings, take care of them immediately. Water issues, such as leaking pipes or a compromised roof, can also present a threat. Even if a seller decides to sell the property “as is,” they would need to disclose any known defects.

Getting a Better Price

The market will often dictate how to approach any renovations you plan to make on the property. For instance, if an owner is looking to sell their vacation home in a buyers’ market, with slower market time for sellers, some upgrades might be a good approach. Yet, if the market favors sellers and homes are moving fast, holding off on making numerous repairs might be a better tactic. While a minor bathroom or kitchen remodel or attic bedroom conversion can boost the sales price of the home, the seller needs to know that in those instances, they would very rarely recoup 100% of the renovation costs.

Final Thoughts

Listing a second home or vacation property for sale is a big decision that shouldn’t be taken lightly. Understanding its value, carefully timing the sale, weighing any tax implications, and determining if certain improvements are worth the investment can all impact the eventual outcome. Whether you’re ready to list or you’re still considering your options, thoughtful preparation with one of our real estate professionals can lead to a smoother and more profitable sale down the road. Take your time to address these important factors and make wiser decisions as they relate to your financial goals.

As a lifelong resident of Northeast Pennsylvania (NEPA) and an inhabitant of Scranton for many years, I’ve grown to appreciate the many facets of this city. I have childhood memories that have a certain richness and a majestic quality to them, too. Scranton always finds itself in that unique space in real estate. For those from the outside looking in, it’s periodically on people’s radar, but besides outbursts like Dwight’s performance on the episode of The Office titled “Stress Relief” or flashes of greatness like GMac’s (Gerry McNamara’s) first-half domination of Kansas in the 2003 NCAA Men’s College Basketball National Championship, Scranton is often pushed to the background. It seldom gets the respect it deserves. And yet, this town is a terrific place to call home!

If I were considering a move to NEPA, specifically Scranton, I would want to know about its housing market, its school district, and other components of its educational system, its incidents of crime, and if its neighborhoods were safe, its amenities, perhaps even its nightlife – you get the drift. “The Electric City,” as Scranton is also identified, has a lot going for it. Yes, there are benefits as well as downsides to a move to Scranton, yet we hope to address a few of the bigger ones here, so you have a clearer sense of what makes this town a great place to live and raise a family.

Five pros of moving to Scranton

Affordability

There are viable options for both renters and homebuyers with home prices being what they are in the Greater Scranton area, especially compared to bigger cities that surround it. The cost of living is significantly lower than in larger metros, and Scranton even ranks well compared to other cities in our Commonwealth, such as Allentown, Harrisburg, and Lancaster.

As we keep our eye on the gas pumps and the price of eggs at the grocery, the daily expenses tend to be slightly more affordable, but of course, that fluctuates. But where Scranton really comes out on top is how it compares to other cities from a housing perspective. If you’re browsing homes for sale in Scranton, PA, you’ll notice the difference.

In Q4 of last year, Realtor.com’s economic research team examined regional price parity data from the Bureau of Economic Analysis and, from that research, classified Scranton, Pennsylvania, as one of the top ten cities with the lowest cost of living. According to PayScale, Scranton’s cost of living comes in at 8% lower than the national average, and housing is particularly favorable, with housing expenses sitting 28% lower than the national average. If affordability is high on your list, Scranton has it!

Proximity to Major Metropolitan Stops & Other Areas of Interest

If you enjoy taking weekend getaways to New York City, Philadelphia, Lancaster, or even the Finger Lakes, then Scranton is a great starting point to call home. Many from the Scranton region appreciate being only two hours away from catching a Broadway show, visiting America’s oldest Amish settlement, or celebrating a milestone/anniversary in wine country. Leisure isn’t the only thing appealing to Scranton’s location either. Commuters soon discover that it’s a reasonable location for a hybrid commute or remote work. Bigger cities such as NYC, Philadelphia, or the Lehigh Valley region see their fair share of Scranton residents.

The Wilkes-Barre/Scranton International Airport provides businessmen and women an opportunity to live in NEPA while being able to travel to other destinations in person. This is a bonus for those who need to travel for work at a moment’s notice. Furthermore, the reestablishment of the Scranton/NYC train connection as early as 2028, according to Amtrak (PennDOT recently gave the green light to the plan for the Scranton-NYC passenger train), will provide even more incentives for the workforce to travel to and from the Greater Scranton area. If you’re looking for a city near major metros or points of interest, Scranton might be a great fit.

Quality of Life

Scranton is part of something bigger here in Northeastern Pennsylvania. Don’t knock it until you try it! While there might not be the same access to amenities one would find in the bigger cities referenced above, Scranton has access to an assortment of shopping spots, some fantastic restaurants, as well as cultural richness that exists in our region. It has a small city vibe plus a bunch of perks.

The Greater Scranton area has a friendly feel and a close-knit community atmosphere. This exists in part from support for shopping local, farmers’ markets, neighborhood events, and festivals. Participation in these creates a strong sense of belonging. There’s a sense of hometown pride. You’ll find it up and down the pizza trails in Lackawanna and Luzerne counties. You’ll discover it via farm-to-table options from roadside stands, and of course, the Co-op Farmer’s Market in Scranton. In addition to these splendid alternatives, people who move into NEPA find fascination and excitement in being part of La Festa Italiana or the Saint Patrick’s Parade. Both of these are notoriously associated with Scranton, and in fact, take place right in the downtown area each year. They’re a rite of passage, whether you’ve moved into town or grew up as a cradle citizen!

Family-Friendly Atmosphere

Speaking of events and activities, many of those taking place in Scranton and the surrounding communities target families and children. Scranton is a wonderful place to raise children! With its relatively safe neighborhoods and local attractions, Scranton is a great family-friendly destination.

While Scranton’s crime rates are higher than some Pennsylvania cities, according to Neighborhood Scout, many residents perceive it to be a safe place to live. Scranton’s overall crime rate stands at 30.5 incidents/1,000 residents annually, which is lower than the national average of 33.4 [CrimeGrade.org]. Furthermore, recent trends would indicate an improvement as crime rates have dropped as of late.

The educational system, especially at the post-secondary level, is thriving. With highly regarded institutions like the University of Scranton, Lackawanna College, Geisinger Commonwealth School of Medicine, and Marywood University all contributing to the young minds of tomorrow, the area has a vibrant collegiate system.

Northeastern Pennsylvania Is Gorgeous

Scranton finds itself in the Appalachian Mountains, more specifically nestled near the Pocono Mountains. This region offers no shortage of activities for the outdoor enthusiast. From fishing to hiking to exploring state parks and trails to biking to camping to skiing, there’s plenty to keep you busy. But even beyond this, it costs little to nothing, besides your time, to enjoy all that Northeast PA and Scranton have to offer.

This is time well spent, too! Some grow up in the “city” only to discover the more rural side of life and begin to appreciate the world around them. Honestly, being nestled in the low-lying mountains of the Greater Scranton area helps us cherish the great outdoors as well as the seasons (even though we only have three in NEPA). Yes, an outdoor enthusiast means you enjoy activities like hiking and skiing outside, but it also means you love taking your dog for a walk or taking your family to the playground or park. If breathing fresh air gives you joy, then Scranton would be a place to consider.

Five cons of moving to Scranton

Tax Hikes & More

With the mismanagement of the city’s budget from recent years past, rising expenses, and not much in the way of revenue, there’s a large structural deficit in Lackawanna County, where Scranton resides. The current county commissioners are attempting to right the ship and are moving forward with an approved budget that will increase property taxes in 2026 by roughly 33%. Coupled with this, the county is presently conducting a reassessment of all the real estate within its jurisdiction. These reassessments will also be effective for the 2026 tax year.

While the cost of living in parts of NEPA is low, property taxes in Lackawanna County, and therefore Scranton, are on the rise. Moreover, Scranton has a higher-than-average local wage tax (3.4%). If you’re looking to purchase a home in the city, you should also be aware that the transfer tax, as part of your closing costs both when buying and selling, is 1.85%. Most other municipalities surrounding Scranton only impose a 1% transfer tax during the real estate transaction.

Job Market

Although Scranton has a growing economy, predicated on small businesses as well as other jobs in the service, healthcare, manufacturing, and academic fields, the area struggles to bring back young adults who are recent graduates of high school or post-secondary education. Naturally, a large portion of college-bound students will leave the area to pursue areas of interest or specialties only available elsewhere. Yet, years later, a significant portion, though they may return to visit loved ones, won’t join the workforce in NEPA. Career opportunities can be limited in our area, specifically, many higher-paying positions. Thus, young professionals explore bigger cities for the possibility of matching their level of education or specialty in their field. Hopefully, more manufacturing pursuits as well as unique skill-set professions will find their home in Scranton sooner rather than later. This would boost the area’s economy, helping NEPA flourish.

“Weather” You Like It Or Not

Scranton experiences its share of uncertainty as it meets winter, spring, summer, and fall. There are instances when confusion sets in – it feels like the middle of winter, but it’s April. If you’re considering a move to Scranton, know that fluctuations in temperature and especially precipitation are commonplace in the region. Humidity is high throughout the year. Cold, snowy winters can creep in and affect day-to-day activity. Yes, winter sports are fun for the whole family, but road conditions aren’t always best for travel and busy schedules. With that being said, other destinations would pose greater travel risks and endure harsher weather than Northeastern Pennsylvania.

Potholes, Potholes Everywhere

The harsh winters and springs bring about ice-wedging and, likewise, roads that are in rough shape and deteriorating faster than one could say “heyna or no.” Potholes are a popular complaint with locals; Scranton roads have seen better days! Flooding problems in various sections of the Valley have brought about heightened concern for not only roads, but also bridges. Both need more repairs, and that means detours for your commute to work, sporting events, etc. If you’re contemplating a move to Scranton, understand that you’ll need some patience behind the wheel and occasionally will need to add more time to get to your stop.

Not A Big City Feel

The Scranton/Wilkes-Barre corridor is the fifth-largest metropolitan area in Pennsylvania. Though it has its share of traffic and commerce, Scranton lacks the same degree of cultural attractions or nightlife as major cities do. The city has plenty of bars, restaurants (especially some splendid Italian options), and events happening each weekend throughout the region, yet there’s not that same fast-paced, weekend lifestyle people might be used to in larger metropolitan areas.

Although Scranton comes up short with respect to its nightlife and weekend attractions, it can still pack a punch for those who enjoy the arts. The city features a collection of art galleries (many of which are featured during their First Friday Scranton each month). For those who enjoy natural history, science, or art, the Everhart Museum is a must-see. For those who want to celebrate the arts by catching a play, concert, recital, or show, both the Scranton Cultural Center in addition to the Theater at North offer marvelous performances.

In Conclusion

Scranton provides residents and visitors a captivating blend of history, cultural vibrancy and affordable housing. With its diverse neighborhoods and proximity to major cities, the city is an attractive option for those seeking a welcoming community. While the city endures erratic weather patterns throughout the year and a less-than-desirable tax situation, Scranton’s growth, modest cost of living and active cultural scene make it a practical choice for prospective residents. Looking for a slower tempo with a certain distinctiveness in mind? Then Scranton might be the perfect match for you!

For more to see and do in Scranton, check out our homes for sale in Scranton, PA.

When the days get longer and the sounds of spring increase—birds chirping in a tree near you—it signals a surge in homebuyer and seller activity. Regardless of market conditions, buyers often panic and rush into making offers without carefully strategizing. Real estate deeply affects emotions, but taking a thoughtful approach can lead to better outcomes.

One key question every buyer should ask is, “What do I need to buy a house?” A buyer’s agent plays a crucial role in answering this question and guiding clients through the process. A professional, experienced real estate agent helps buyers understand the market, prioritize their goals, and craft competitive offers. Mistakes happen, but minimizing errors improves the chances of securing a home. If you’re currently house hunting, be mindful of these seven reasons why your offer may be rejected.

1. Low-Ball Offer – Are You Serious?!

A seller may be insulted by a low offer, especially if the home is newly listed or priced competitively. In a competitive market, submitting an offer well below market value often leads to immediate rejection. Sellers may perceive low offers as a lack of seriousness or awareness of local market conditions.

A lowball offer can result in no response at all, limiting the buyer’s ability to negotiate. If multiple offers exist, a low starting bid puts the buyer at a severe disadvantage. While strategic low offers may work in certain cases, they can also jeopardize the deal. Understanding the seller’s expectations and market trends is crucial before making an offer.

2. Too Many Contingencies = Too Much Uncertainty

A contingency in a real estate contract means that certain conditions must be met for the sale to proceed. While contingencies protect buyers, too many of them create uncertainty for sellers, making the deal less attractive.

  • Excessive contingencies can lead to renegotiations, frustrating sellers who want a smooth transaction.
  • Each condition adds risk—if one fails, the deal may fall through.
  • In competitive markets, offers with fewer contingencies stand out as “cleaner” and more appealing.

Including necessary contingencies like a home inspection is advisable, but an offer filled with unnecessary conditions may make a seller hesitant to proceed.

3. Financial Instability

Sellers want to ensure buyers can secure financing. A buyer without a pre-approval letter may be seen as a risky choice. Without financial verification, sellers may worry about closing delays or failed financing.

  • Buyers with strong financials have a better chance in competitive markets.
  • Pre-approved buyers signal financial readiness, making them more attractive to sellers.
  • Sellers may prioritize offers with flexible timelines and a demonstrated ability to close.

Financial uncertainty often leads sellers to look for buyers whose finances appear more secure.

4. Inflexible Timeline

Buyers who can’t accommodate a seller’s timeline risk losing the deal. A flexible buyer willing to adjust their closing date can gain an edge, even if their offer isn’t the highest.

  • Many sellers want a quick closing to avoid carrying two mortgages or relocating delays.
  • Buyers who accommodate a seller’s timeline stand a better chance of winning the deal.
  • Understanding the seller’s needs can help tailor a competitive offer.

Flexibility builds trust, making sellers more likely to accept an offer that aligns with their timeline.

5. Too Many Demands

A long list of demands, including excessive repair requests or seller concessions, can push sellers away. While it’s reasonable to negotiate, being overly demanding can harm negotiations.

  • Excessive demands make an offer seem risky or difficult to execute.
  • Sellers may choose simpler offers that allow them to close quickly.
  • A well-balanced approach increases the chances of a successful deal.

Seller concessions, where the seller helps cover closing costs, can also deter them. These requests reduce the net amount the seller receives, making the offer less attractive. In a strong market, sellers are less likely to entertain offers with high demands.

6. The Primary Force: Your Buyer’s Agent

A buyer’s real estate agent plays a major role in deal success. An agent’s reputation and experience matter in competitive markets. Listing agents may be hesitant to work with agents who are difficult to communicate with or lack negotiation skills.

  • Reputation matters in cooperative sales—agents prefer working with professionals they trust.
  • An experienced agent helps buyers craft stronger offers and understand market dynamics.
  • Vetting an agent before committing can prevent unnecessary roadblocks.

Choosing a skilled buyer’s agent improves the odds of getting an offer accepted and navigating the homebuying process successfully.

7. Unrealistic Seller

Sometimes, the reason for rejection has nothing to do with the buyer. Some sellers are difficult, unrealistic, or emotionally attached to their property. Even a strong offer with favorable terms may be declined for no clear reason.

  • Some sellers refuse to negotiate, even when their home sits on the market for an extended period.
  • Emotionally attached sellers may set unrealistic price expectations.
  • Having a strategic plan with your agent can help navigate these situations.

Setting realistic expectations as a buyer is crucial. If a seller is unwilling to negotiate, it may be best to move on and find another property.

Final Thoughts

Numerous factors contribute to why an offer may be rejected. Buyers and sellers are human, and mistakes happen, but buyers can minimize their risks by being strategic. A great real estate agent, financial preparation, flexibility, and a competitive approach can make all the difference.

A buyer’s agent provides essential support, helping clients prioritize needs, understand market conditions, and craft strong offers. By working with experienced professionals—like our team at Realty Network Group—buyers can increase their chances of securing their dream home.

Buying a home is one of the most significant investments you’ll make, but it doesn’t have to come with a sky-high price tag. If you’re looking for affordable housing options, especially smaller homes, there are numerous strategies to help you find great deals. Whether you’re a first-time buyer or just looking to downsize, this guide will provide actionable steps for locating cheap small houses for sale while ensuring you make informed decisions.

Maximize Online Real Estate Platforms

Online real estate platforms like Zillow, Redfin and Realtor.com are invaluable tools for finding small, budget-friendly homes. With their extensive filters and user-friendly interfaces, these sites simplify your search.

1. Refine Your Search Criteria

Use specific filters to set your price range, square footage and preferred locations. Narrowing down your criteria helps you focus on homes that meet your budget and needs.

2. Explore Neighborhoods Using Maps

Many platforms feature interactive maps that allow you to explore areas with lower property values. This is particularly useful for identifying neighborhoods you might not have considered before.

3. Look for “For Sale By Owner” (FSBO) Listings

FSBO listings can often lead to better deals since sellers avoid paying listing agent fees and might pass those savings onto you. Of course, make sure your real estate agent scours the market and gets in touch with FSBOs first. Thus, you’ll have buyer representation, which increases your chances that the transaction will run smoothly.

4. Set Up Alerts for Price Drops

Enable notifications for homes that have recently reduced their prices. Acting quickly on these opportunities can help you secure a bargain.

5. Check Lesser-Known Platforms

While major sites like Zillow are widely used, explore lesser-known platforms that might cater specifically to small or affordable homes. Sites such as Homes.com, HUDHomeStore.gov and Foreclosure.com can sometimes feature unique listings.

Leverage Local Resources

Don’t underestimate the power of your local community when searching for cheap small houses.

  • Facebook Marketplace and Classified Ads
    • Many homeowners post listings on Facebook Marketplace, Craigslist or in local newspapers. These platforms often feature smaller homes or hidden gems that haven’t made it onto larger real estate sites. Again, ensure that you’re tapping into your real estate professional’s knowledge in this area and have them initiate any contact with listing agents or homeowners.
  • Attend Local Auctions
    • Real estate auctions and sheriff sales can be excellent sources for affordable homes. Do your research beforehand to understand the properties and set a bidding limit.
  • Word of Mouth
    • Share your homebuying goals with friends, family and colleagues. Networking can uncover opportunities before they’re publicly listed.
  • Community Boards
    • Local community boards, such as those found in libraries, grocery stores or coffee shops, often feature “For Sale” flyers for homes that are not widely advertised.

Consider Fixer-Uppers

Small homes that need a little TLC can be an excellent way to save money upfront while building equity over time.

1. Spot the Potential

Look for homes that may need minor repairs or cosmetic updates. These properties are often priced lower because of their condition.

2. Plan for Renovations

Before making an offer, get quotes from contractors to assess the cost of necessary repairs. This will help you determine whether the home is a good investment.

3. Do It Yourself

If you have the skills or can learn basic renovation techniques, you can save money by tackling smaller projects yourself.

4. Check Tax Records

Fixer-uppers can sometimes carry lower property taxes. Reviewing these details can help you assess the total cost of ownership.

Consult a Real Estate Agent

Working with an experienced local real estate agent can provide insights you won’t find on your own.

1. Market Expertise

Agents understand the nuances of different neighborhoods and can guide you to areas with lower housing costs.

2. Off-Market Opportunities

Many agents have access to off-market or “pocket” listings — homes that aren’t yet advertised publicly.

3. Negotiation Support

A skilled agent can help you navigate negotiations and ensure you get the best deal possible.

4. Connection to Resources

Agents often have a network of professionals, including inspectors, contractors and lenders, who can simplify your homebuying process.

Explore Alternative Buying Methods

Think outside the box to discover unique ways to find affordable small homes.

  • Short Sales and Foreclosures
    • Short sales occur when homeowners sell for less than their mortgage balance, often resulting in discounted prices. Foreclosed properties can also be bought at a significant discount but may require additional work.
  • Government Programs
    • Programs like HUD’s Dollar Homes or Good Neighbor Next Door offer affordable housing options for eligible buyers, such as teachers, firefighters and law enforcement officers.
  • Rent-to-Own Agreements
    • In some cases, you can enter a rent-to-own arrangement where a portion of your rent goes toward purchasing the home.
  • Online Auctions
    • Sites like Auction.com and Hubzu can provide access to properties at reduced prices, but be prepared to do your research before bidding.

Expand Your Search Area

If your dream neighborhood is too expensive, consider nearby suburbs or rural areas where housing prices are typically lower. Keep an open mind about locations you may not have initially considered, as they could offer more affordable options without sacrificing quality of life.

1. Suburban Growth Areas

Look for suburban areas experiencing growth but still offering competitive pricing. These areas may offer a balance of affordability and amenities.

2. Rural Opportunities

Rural areas can offer significantly lower home prices. Consider the trade-offs, such as commuting distance and access to amenities, before making a decision.

Key Tips for Success

To summarize, here are the top strategies for finding cheap small houses for sale:

  • Use online platforms to refine searches and monitor price drops.
  • Explore local resources like Facebook Marketplace and community bulletin boards.
  • Consider fixer-uppers for long-term savings.
  • Work with a real estate agent or REALTOR® for expert guidance.
  • Investigate alternative options like auctions and government programs.
  • Expand your search area to uncover hidden opportunities.

How Realty Network Group Can Help

At Realty Network Group, we specialize in helping buyers navigate the housing market. Our experienced REALTORS® have deep knowledge of Northeastern Pennsylvania’s neighborhoods and can connect you with affordable properties that match your needs. From identifying off-market opportunities to providing expert negotiation support, we’re here to make your homebuying journey as smooth as possible.

Ready to Find Your New Home?

Finding cheap small houses for sale requires effort and creativity, but with the right approach, it’s entirely possible. Whether you’re a first-time buyer or looking to downsize, Realty Network Group can help you every step of the way. Contact us today to start your search!