No Real Estate Advocate? What To Look For In An Agent

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Beginning your journey toward homeownership can be intimidating. Likewise, if you find yourself looking to sell your home, you might be wondering where to start. These are perfectly normal responses when you’re interested in purchasing a home or listing one. So, you’re in need of a real estate advocate, someone who will be in your corner every step of the way. This professional should be someone you can trust, who can provide you valuable information, communicate in a manner that matches your lifestyle and has a proven track record in this market. Ideally, you’ll want to seek out top rated real estate agents who have built a reputation for excellence. So, what should you look for in a real estate agent?

Agent? What Do You Mean Agent?

Before we jump into the specific “virtues” you’ll want to look for in an agent, let’s define what an agent is. According to Investopedia, a real estate agent is a “licensed professional who arranges property transactions, connects buyers and sellers, and represents them in negotiations.” In fact, part of their definition is our tagline: Connecting buyers and sellers. That’s what we do! We as real estate professionals bring homebuyers and sellers together. We help buyers find the property they’re looking for—this representation is known as being a buyer’s agent. We also help homeowners list and sell their properties — this representation is known as being a listing agent. Of course, these are simplified descriptions of these two common types of representation.

It’s important to note that there are other modes and hats agents wear, such as transaction licensee and dual agent in addition to whether a professional is solely an agent or a REALTOR®, but for the sake of brevity, we won’t dive into those here. Yet, it is imperative that this agent is a “licensed professional.” They should be licensed in the state where they represent consumers looking to buy or sell. They are required to complete coursework as well as pass a national and state exam. You can verify if an agent is licensed in our state of Pennsylvania by visiting the PA Department of State’s website.

Are You Looking To Buy? Here Are The Qualities To Seek In An Agent

If you don’t have a clue on where to start as you begin the home search process, here are a few areas to concentrate on, which will help you find a real estate agent you can certainly be happy with. First, it’s important to seek after a professional who has a firm grasp on your market. Specifically, this person should have deep knowledge about the neighborhood(s) you’re interested in, what’s trending now and what property values look like in the areas that appeal to you. It would be wise to ask the agent what their track record is in those neighborhoods or school districts you hope to reside in. Many top rated real estate agents have experience across various neighborhoods and can provide invaluable insights.

Secondly, is the agent willing to communicate with you regularly? The agent might touch base with their clients once a week, even if there’s little to no news to share, yet this would be something to clarify with them so proper expectations can be set. You’ll want to ensure your method of communication (email, text, phone) aligns with theirs.

Next, confirm they have the time to dedicate to you as you search for that dream home. What days and times are they available to show you properties? Are they available on the weekends or in the evenings? Again, setting expectations is critical early on in the process.

Another factor to consider is what others are saying about this professional you are considering. What have past clients said about their experience working with them? If you cannot find any testimonials, make sure to request references of past clients that you can directly speak to and tap into their experience with the agent. Working with top rated real estate agents often means you’ll find a wealth of positive reviews and references to back up their reputation.

Are You Looking To Sell? Here Are The Qualities To Seek In An Agent

Many of the above qualities also apply for owners looking for a top-notch listing agent. This real estate professional should absolutely be someone you can form a great rapport with, who you can trust and who has your best interests at the forefront. They should have solid communication skills, provide feedback on showings and market changes, and match your style of correspondence. They should be experienced with years in the business selling homes. Top rated real estate agents are also skilled negotiators, securing the best price, terms and conditions for their clients.

When seeking out the services of a listing agent, it’s critical that you approach them with one question in mind: How will you market my property? Most everything falls in line under this concern. First, what is their knowledge of your neighborhood? This prospective agent should have a firm grasp of buyer preferences, what’s trending locally and recent sales in your school district. Clarify if they’ve sold homes similar to yours.

How To Choose An Agent

At the end of the day, there are numerous criteria to consider when selecting a real estate professional. Make no mistake about it, top rated real estate agents take effort to discover, but your research can pay dividends. Purchasing the home you always wanted for less than its market value through an agent’s negotiation skills is most certainly worth the effort. Likewise, selling your property for the best price possible despite current conditions, because an agent is familiar with your neighborhood and has done an exceptional job marketing it to prospective buyers, is most certainly worth the hard work of detecting an agent who suits your needs. At Realty Network Group, we pride ourselves in working hard for clients as we look to understand their goals, first and foremost.

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What Does “Move-In Ready” Really Mean?

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Ah, those were the good old days! When you could move right into your home, set up shop, and begin life anew. Leaving the closing table and settling into a home immediately is certainly an added bonus, especially when the new homeowner doesn’t need to tackle any significant work. Unfortunately, this isn’t an option for everyone. And quite frankly, even in years past, move-in ready living wasn’t as common as it perhaps is today. So what are the advantages of buying a move-in ready home, and what does move-in ready really mean?

Define “Move-In Ready”

Let’s look into the latter, first. In real estate, “move-in ready” refers to properties that require little to no repairs and would be classified as being in good condition. Often these homes have functioning utilities and are plugged into them. They might also have more modern touches, such as updated fixtures, appliances, and fresh paint. Essentially, the new owner wouldn’t necessarily need to undertake any work to bring the house up to snuff before occupying it. Modern homes frequently fall into this category, as they’re built or renovated to meet the needs of today’s buyers.

Is The Home You’re Considering “Move-In Ready”?

If it’s important to you, you’ll want to assess whether a home you might consider purchasing is ready for immediate occupancy. There’s a barometer of evaluations that a prospective homebuyer can utilize to gain a better sense of a home’s status. Obviously, there are a number of visual tests that someone can perform while previewing a home. First, the exterior of a property should be canvassed. Taking into account the condition of the landscaping, siding, windows, and roofing provides a sense of how the upkeep has been and when upgrades could be necessary.

Next, a buyer would want to consider not only the structure of the home as well as its exterior, but its interior health too. What shape is the flooring in? What’s the status of the major appliances? Has the home been repainted recently? Is the home relatively clean? Are there any signs of insect or pest infestation? The prospective party would also want to know if the home was updated in any way and if the security features, like smoke detectors or cameras, were installed properly and functionally. In many cases, move-in ready homes overlap with modern homes that feature sleek designs and state-of-the-art systems, providing convenience and appeal.

Finally, buyers should always request a copy of the seller’s property disclosure, if one exists. This is where they can discover what issues the seller knew about and what remedies, if any, were taken to correct them.

Advantages Of Buying “Move-In Ready”

While there could be reasons why moving on from a “move-in ready” home is the wiser choice, such as budget flexibility or making significant changes and tailoring a home to your specific tastes, it often resides with a person’s lifestyle. When financial considerations don’t hinder the home-buying process, a buyer might need to move quickly on a purchase. They might not have the time to pursue renovations because of a demanding work schedule or other commitments. Thus, the ability to immediately occupy a property is one sure advantage for buying a move-in ready home.

Another advantage of buying something that’s move-in ready is some added peace of mind. Typically, move-in ready is synonymous with well-maintained. These properties present lower risk, as hidden issues are generally less likely to rear their ugly head. Additionally, many modern homes marketed as move-in ready often feature energy-efficient systems and high-quality finishes, reducing the likelihood of costly repairs or upgrades in the near future.

A further benefit of purchasing a move-in ready property might be the new owner’s ability to refrain from either renovating areas of the home themselves or overseeing projects as they’re being performed by licensed contractors. Move-in ready homes, especially those aligned with the design and functionality of modern homes, provide buyers with convenience and a home that’s in line with current trends. Finally, a move-in ready home will appeal to a larger pool of buyers, which would be of benefit to a buyer if they needed to quickly resell a home soon after they themselves purchased it.

To Wrap Things Up

Move-in ready homes are usually modernized and align with some of the current trends in the industry, but they won’t entice everyone. Whether you’re a homeowner potentially looking to sell or a buyer searching for a property that will suit your needs, you’ll want to have some familiarity with what makes a home move-in ready and how this information could affect your situation. As always, it’s important to work with a trusted guide who has your best interests in mind. Modern homes, especially those marketed as move-in ready, often present an ideal opportunity for buyers seeking convenience and minimal maintenance.

The licensed professionals at Realty Network Group are experienced and equipped to handle a variety of scenarios as they relate to your home, whether it be move-in ready or not.

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What Are The Top Resources For Luzerne County Residents?

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Navigating the Luzerne County housing market can be challenging, but Realty Network Group offers a suite of resources to help homeowners and prospective buyers make confident decisions. From understanding your home’s financial potential to following local market trends, these tools are crafted for the unique needs of Luzerne County residents. Let’s explore each one in detail:

1. Take Advantage of Your Home’s Equity

For Luzerne County homeowners, leveraging home equity can open up new possibilities. This resource provides insights into your home’s value, showing the financial options available, whether for major renovations, debt consolidation or even purchasing a second property. Tapping into home equity can be a smart way to increase your home’s long-term value or meet other financial goals. Realty Network Group helps you explore this potential without overextending your finances, offering guidance tailored to your unique situation.

2. Mortgage Calculator

Budgeting accurately is essential, especially when considering a significant purchase like a home. Realty Network Group’s mortgage calculator lets Luzerne County residents estimate their monthly payments by adjusting loan terms, interest rates and down payments. This tool helps future homeowners see beyond the listing price, offering an understanding of long-term costs. From first-time buyers to experienced homeowners, the calculator provides a clear, straightforward approach to budgeting and planning for a sustainable financial future. Yet, while the calculator is a powerful tool, we always recommend homebuyers sit down with one of our licensed professionals to strategize their approach. Furthermore, part of this plan requires a meeting with a mortgage lender (and a local bank is often a better fit).

3. HSA Home Warranty

Unexpected home repairs can strain any homeowner’s budget. With the HSA Home Warranty, Luzerne County residents gain peace of mind, knowing they’re protected against unanticipated repair costs. This warranty covers essential systems and appliances, shielding owners from the costs of sudden failures. It’s especially useful for those moving into an older home, where the likelihood of repair increases. Having this protection ensures homeowners don’t face hefty repair bills and can instead enjoy their new home with added confidence.

4. Network Abstract Services

Property transactions in Pennsylvania can involve complex title work, but Network Abstract Services helps Luzerne County residents by simplifying title insurance and closing services. Network Abstract Services provides title search, insurance and closing coordination to ensure transactions are legally sound and secure. Buyers and sellers alike benefit from this service, as it reduces stress and ensures that ownership transfers are handled seamlessly and professionally.

5. Home Valuation

Many homeowners struggle with a proper understanding of their property’s value and that’s perfectly fine. Even experienced real estate agents need to consult the market data to confirm their suspicions for a home’s estimated value. Luckily for Luzerne County residents, there’s another place they can turn prior to contacting their REALTOR®. Through our PercyHome valuation tool, owners gain valuable insights into their own home. The instantaneous report provides three different independent market values for your home and gives you access to the profiles of potential buyers as well. We would say that’s a great starting point!

Parting Thoughts

For those exploring homes for sale in Luzerne County, PA, these resources provide a strong foundation. From mortgage planning to safeguarding investments with a home warranty, Realty Network Group offers valuable tools to empower both current homeowners and potential buyers. With access to local market insights and reliable closing services, Luzerne County residents can navigate the market confidently and strategically. Visit the Realty Network Group’s resources section to begin your journey toward smart, informed real estate decisions in Luzerne County.

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4 Ways Gen X Is Fully Impacting The Housing Market

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It’s often said that Gen X, the generation whose ages are (presently) typically in their mid 40s to late 50s, grew up when they hit the age of ten and yet remain that “same age” even into their 50s. It’s the generation of the un-phased, as I like to refer to them. They’re resourceful and independent. This chunk of the population didn’t have much supervision growing up and perhaps that’s why they have a whatever, non-stress inducing approach to challenges that come their way.

As you’ve probably guessed, this generation has a balanced approach to life. Gen X has experienced significant shifts in technology with the rise of the Internet. They’re very racial diverse. They desire to have flexibility in their careers. That’s why it should come as no surprise that most people seeking job-related relocation come from Gen X.* Furthermore, they’ve emerged from the recession of the early 80s and even faced the housing market crash. This has no doubt shaped their attitudes to homeownership over recent years.

And Gen X is really impacting the housing market! In the National Association of REALTORS latest generational trends report, this segment of our population accounts for the second largest share of sellers at 23% (second only to Young Boomers) and the second largest share of buyers at 24% (second only to Millennials). The report also goes on to show that those born roughly between 1965 and 1980 rank highest of any of the age groups when it comes to purchasing multi-generational homes.* These are dwellings where two or more generations live, often including the care of aging parents, or even in some situations, children who are coming back home to roost.

 

Let’s take a birds-eye approach to how Gen X is grappling with changes in real estate. Here are 4 ways they’re fully impacting the housing market:

Crucial Caregivers

Many in this segment of the population find themselves taking upon an important caregiver role within their families. They’re both supporting their aging parents in addition to their own children. This “sandwich generation” invests or purchases real estate with this paradigm in mind. As stated above multi-generational properties become a preference for some. It’s functional and it’s practical. The caregiving nature of Gen X lends itself to investment activity. They’re more likely, than some other age groups, to buy rental properties and multi-family homes. Since COVID, multi-generation properties have grown in popularity. Coming out of the pandemic, some of our thought processes changed and influenced our habits. Many cared for their parents during the pandemic ensuring their health and safety and within a short timeframe naturally brought them into their homes, if needed.

Targeting Suburban Areas

Gen X has their sights set on suburban real estate markets in 2024. A trend that has been exacerbated since the pandemic is a drifting away from more populous regions to suburban ones. While highly concentrated areas of people certainly play a role in this migration, a preference for more space and better school districts are the driving force behind it. They also seek family-friendly surroundings when relocating. There are things to consider when buying a home, but space, school and family are creating avenues for change in real estate. Even in the Greater Scranton area, this segment of our population is prioritizing things like education and education-related spending. They’re seeking out suburban neighborhoods that are close to suitable healthcare for their family. Transitioning to the suburbs can produce opportunities for savings and with this more disposable income. Some even value family experiences, such as vacations, which may not have been previously feasible due to expenses of their previous living situation.

Technological Influence

While this demographic didn’t grow up with much tech, they sure have learned how to incorporate it into their daily lives. Afterall, they were the first generation to embrace digital technology with the rise of personal computers, and of course, the Internet! Gen Xers still recall the retro AOL dial up, sign on sound as if it was only yesterday. This generation is invested in tech, gadgets, streaming services and gaming platforms. They learned it from day one, while over the years the real estate industry wasn’t as proactive as they should have been and had to evolve technologically. In fact, this industry was one of the slowest adapters of driving innovation to their websites and offerings, but that has changed in a large part due to Gen X as well as Millennials. Changes in technology continue to develop with this generation in mind as they bridge the gap between the Boomers and Gen Y.

Market Stabilizers

Generally speaking, Gen X is value-conscious and this reflects in their purchasing decisions, even big ones, which include real estate. They become an establishing force amid younger generations who haven’t secured themselves financially quite yet. For Millennials and Gen Z, affordability is often a concern or issue. Yet Gen X is more grounded in their careers. They’ve already made the mistakes younger generations are now making. They’ve been able to put away more into their savings or create a nest egg for themselves. Because of these things, this group has contributed to a more balanced real estate market in recent years.

 

In summary, Generation X are essential consumers of real estate investment and services today. They’re actively impacting the housing market. Many are homeowners, who are paying off mortgages. Some are investors, either acting as landlords or overseeing the wellbeing of their family in a more multi-generational setting. Whatever the case might be, this generation is playing a crucial role in both homebuying and selling. Furthermore, they’re producing positive effects for their peers, who many of whom they’re sandwiched between.

 

* 2024 NAR Home Buyers & Sellers Generational Trends

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7 Things You Must Fix Before Selling Your Home

Selling your home can be stressful enough and it may not necessarily be anything related to listing your home nor the transactional components after it’s under contract. There can be all sorts of “to-do” lists ahead of you from moving preparations to closing another chapter of your life. Depending upon the age and condition of your property, one of these challenges might be all the pre-listing work that’s almost unavoidable. Did you know there are things you should tackle before listing your home for sale? And, if you repair those items, you could stand to make more profit from your sale? The question becomes how to discern what items must be fixed and what can wait, prior to listing your home.

 

We’ve highlighted seven things you must fix before selling your home:

Right at the top of the list appears the presence of mold, which can be hideous and occasionally unhealthy for occupants of a particular room or maybe even those residing in the house itself. Mold spores can be nasty and chances are, if they exist, they cause havoc. Furthermore, buyers are completely turned off by the presence of mold. When it affects areas, particularly the basement or can be found on drywall or in bathrooms, it signals a deeper problem. In real estate, we always say that unwanted water is the root of all evil. If mold rears its ugly head, then there’s most certainly a water/moisture issue. As a homeowner, who’s getting ready to place their home on the market, any evidence of mold or water-related damage is a must-fix prior to listing. When homebuyers come into contact with mold in a listing, they usually will assume the worst: What else has the property owner been neglecting? If there’s mold on this wall, I can only imagine what’s behind it. There’s a snowball effect with water issues, at least in the mind of potential purchasers. Water and mold can signal doubts about the overall condition of the home.

Related to water, we discover two other areas that need attention before putting your home on the market, and they are roof damage as well as plumbing concerns. Leaky roof shingles or leaking pipes won’t put prospective buyers’ minds at ease and could be allowing unwanted water into your home, creating all sorts of problems. A roof that’s missing shingles or shows the existence of disintegrating ones, could indicate that water is creeping in through the attic or worse yet, into the framework, walls and ceilings of the house. If there’s roofing material that needs replacing, we would advise calling a licensed roofer to inspect the roof and identify all areas, which need to be corrected. Broken plumbing is another area that will need addressing before buyers preview your residence. If your plumbing is impaired, it could mean that you’re paying for an excess in water each month on your invoice or you might have a big problem on your hands. This complication, if not remedied, can lead to much more significant water damage. Again, whether it’s mold, water seeping in through the foundation, spoiled shingles or busted pipes, we highly recommend the right professionals are called to address the concern as soon as possible.

What do they say about a poor foundation? We understand that even a well-built home, is no longer so, if the foundation gets weak and is in need of repair. A solid foundation is essential for a home’s architectural stability. If and when cracks begin to appear, the owner should begin to monitor them and see if they get wider or larger over time. If you’re about to list your home and you suddenly notice cracks, it’s important to enlist the service of an inspector or structural engineer. They can provide you with next steps, if they identify any issues with the structural integrity of the foundation. Of course, it goes beyond cracks in walls or the foundation. If you notice any shifting, uneven floors, leaning walls or sunken ground around the exterior of the home, you would be wise to get it inspected, before a buyer sets foot on your property. You’ll rarely ever sell buyers on foundational or structural problems, which exist in the property. They might imply that other issues are lurking on site.

Yet, sometimes it’s not what lies behind the walls that’ll turn off buyers, but the cosmetics of the walls themselves. Wallpapered and tarnished walls in a home can immediately turn off prospective buyers from pursuing a home purchase. Wallpaper dates a home. What was trendy in a wall print, whether it be a pattern or floral arrangement, can lose its luster over time. Wallpaper can be a nuisance, plain and simple, and perhaps this is why many sellers don’t want to remove it prior to their home’s market release. Yet, this could be a mistake. Taking the time to remove wallpaper will put more money into your pocket. Of course, there’s another option as well – Sometimes it’s possible to skim coat (or mud over) wallpaper. Skim coating is the process of putting a thin layer of a compound over wallpaper, but you’ll want to make sure you don’t have any loose or bubbly areas of the paper remaining as this can cause your paint to bubble after it’s been applied. Skim coating isn’t ideal, but it could be an option, especially if you have stubborn, older wallpaper that’s really clinging to the surface of the walls. Tarnished walls are another eyesore potentially stopping a home from selling. Dirty, dingy walls give the idea that a home is unkempt, even if it isn’t. The quick fix is paint. It’s straightforward, it’s cheap and there’s an extensive palette to work with in updating your home to match with furnishings that are already present or to give a room a certain appeal if you’re vacating prior to selling. While you don’t have to be a professional painter to tackle unappealing surfaces in certain rooms in your home, proper preparations, time and effort should be given to the task to ensure the job looks clean-cut and inviting.

Another concerning area we see in homes that turn buyers right off is an outdated kitchen. Sure, usually there’s not much you can do with the size of a kitchen: Maybe it’s small, maybe it’s galley in nature, maybe it lacks an island or much counter space. Still, you can dress up the countertops and cabinets and go bold or neutral and appeal to mostly anyone in the market to buy. Paint obviously plays a role here and lighting too, in some cases. There are ways to open up even a small kitchen. Smaller kitchens have their advantages at times in that they use less materials when renovating the space. Sellers would be wise to make sure their appliances work, aren’t too outdated and match the renovation taking place. Remember, the kitchen is the focal point of the home, at least in the mind of many buyers and sellers alike. Even if you’re not a cook or don’t care to do much entertaining in this space, chances are potential buyers might be and they desire a kitchen which is suitable to their needs. Having an outdated kitchen could prevent your home from selling. Don’t overlook how important the kitchen is to those who enter it, hoping to make an offer.

 

Running a tight ship – a well-maintained home – can alleviate concerns from homebuyers as they preview your property. If you do some pre-listing homework and address major problem areas before buyers arrive, you’ll surely build buyer trust and increase your home’s appeal, in the meantime. All the best and remember, we’re here to help you on your home-selling journey.

 

There are other ways your home’s value can be affected, read about them here.

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The Pros & Cons of DIY Moving vs. Hiring Professionals

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When it comes to moving, you have two options: Do-it-yourself (DIY) or hire professionals. Both have their pros and cons, and it’s important to weigh them before making that final decision. In this article, we’ll explore the advantages and disadvantages of DIY moving.

DIY Moving

Is doing everything yourself really all it’s cracked up to be? There are limits, yes, but knowing them and knowing if you have the ability to pursue various DIY tasks, like moving, could benefit you as well as your pocketbook.

Pros of DIY Moving

One of the main benefits of DIY moving is cost savings. Hiring professional movers can be expensive, especially if you have many possessions or are moving long-distance. By rolling up your sleeves and doing it yourself, you can save a significant amount of money. Maybe this is the third or fourth time you’re moving, and you’re practically a pro at this point.

Another perk of DIY moving is the control you have over the process. You can pack your belongings the way you want, especially over time (in most instances) and handle them with care. Depending on the nature of the transaction and timeline of the parties involved, you can also choose the most convenient time for the move and have flexibility in the schedule.

Cons of DIY Moving

One of the biggest drawbacks of DIY moving is the physical labor involved. Moving heavy furniture and boxes can be exhausting and time-consuming. It requires strength and stamina, while the risk of injury is a possibility as well. Furthermore, if you’re not physically capable or have health issues, DIY moving may not be an option at all.

Another disadvantage is the lack of professional expertise and equipment. Moving professionals have the experience and knowledge to handle fragile items and navigate through difficult spaces (or at least reputable ones should!). This is what movers do, year-round. They also have the right tools and equipment to make the process more efficient. Without these, you may risk damaging your belongings or injuring yourself.

DIY moving can be a cost-effective and flexible option for those who are physically capable and have the time and energy to handle the procedure. However, it’s important to consider the physical labor involved and the lack of professional expertise and equipment. For a smoother and less stressful experience, hiring professionals may be worth the investment.

Hiring Professionals

One popular option that many people consider is hiring professionals to handle their move. While this may come with a cost, there are several advantages that make it a popular choice. 

Pros of Hiring Professionals

One of the main advantages of hiring professionals for your move is the access to their professional expertise and experience. Professional movers have the knowledge and skills to handle fragile items, navigate through difficult spaces, and ensure that your belongings are transported safely. They are trained in proper packing and loading techniques, and can efficiently handle the logistics of the entire operation. The keyword there is trained. By opting for professionals, you can have peace of mind knowing that your move is in capable hands.

Another benefit of hiring professionals is the time and energy savings it affords. Moving can be an exhausting and time-consuming process, especially if you have a lot of possessions or are moving over a great distance. Though, moving over short distances can be tiresome too. By hiring professionals, you can focus on other important tasks related to your move, such as setting up utilities or transferring your address, while leaving the “heavy lifting” to the movers. This is sure to reduce stress and ensure a smoother transition to your new home.

Keep in mind however, that not all moving companies are created equal. While some may pack up your items, others may not. Realistically, it’s best to have everything boxed up and ready to be carried out the door by the time the moving company arrives. Additionally, it’s vitally important to ask key questions before hiring a moving company to ensure you’re on the same page.

Cons of Hiring Professionals

One of the drawbacks of hiring professionals is the cost involved. Professional movers can be expensive, especially if you own a larger home or are moving over a significant distance. The cost will depend on factors such as the square footage of your home, the distance of your move and the services you require. It’s important to consider your budget and weigh the cost against the benefits provided by moving professionals.

Another potential deterrent is the lack of control over the process. When you hire professionals, you’re relying on them to handle your things and ensure their safe arrival at their new destination. While even the most esteemed moving companies take great care in their work, there’s always a risk of damage or loss. It’s important to do your research and choose a trusted and dependable moving company to minimize this risk. Do you need moving insurance? Though most moving companies are insured, this would be something to look into as well. You might need to protect various items over and above what the mover’s insurance policy would cover.

Final Thoughts

Whether you’re taking the move upon yourself or hiring a moving company, decluttering is essential. “Decluttering is key when selling your home,” expresses Christina M. Keller, REALTOR® with Realty Network Group. “Before the home goes on the market, a homeowner needs to begin cleaning and eliminating waste. Buyers need a clear vision of how their possessions will fill the space. Removing excess furnishings enables them to image the home as their own, without distractions. After an agreement is made between the parties, the seller can use the moving process as another time to organize and prioritize what makes the move and what gets purged.”

Hiring professionals for your move can offer several conveniences, including professional expertise, time and energy savings in addition to peace of mind. However, it’s important to consider the associated costs and potential lack of control over this operation. Ultimately, the decision between DIY moving and hiring professional movers will depend on your specific needs, budget and preferences.

 

Here are two other articles you might find helpful:

Moving and downsizing when a pet is involved.

Launching a new business from home while moving.

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Making The Most Of Your Home Warranty

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Advantages

There are several advantages that a home warranty can provide to a seller. First, a home warranty affords added peace of mind to potential buyers, as it assures them that major appliances and systems in the house are protected. This can make the home more appealing and increase its market value. What a home warranty cost a seller? On the surface, home warranty benefits for sellers are typically at lower cost, because of various limitations in coverage. Yet coverage is an affordable alternative for homeowners, who are looking for their home to stand out from the field of competition. A one-year policy for single-family properties is roughly $500-$600, but varies from company to company, and could include additional add-ons at the request of the homeowner. Usually, sellers have the ability to be covered while their home is listed, even if it’s for a limited time for minimal cost. Often the coverage will include a period of time while the home is on the market, but in a sense, the clock doesn’t start ticking until the buyer settles on the home. The homebuyer and seller can always negotiate prior to entering into an agreement, but if the listing was marketed as including a warranty for the buyer, the cost of the policy would usually be deducted from seller proceeds on the sale of their home. Though there is a cost to the seller, it generally isn’t an upfront cost, which is appealing to many who deploy this tactic. Additionally, as implied above, a warranty can act as a selling point, giving the seller a competitive edge in a crowded real estate market. It can demonstrate that the seller is confident in the condition of the home and is willing to stand behind it. Of course, in a seller’s market, warranties are seldom employed, because there’s less incentive to stand out from other listings when buyer activity is high. Yet, in these instances, home warranties can still play an active role. They give sellers more negotiating power and should anything break before the closing, there’s an added protection in place. By investing in a home warranty, the seller can avoid potential disputes or costly repairs that may arise during the transaction, ensuring a smoother ride for both parties. Overall, purchasing a warranty can be a smart move for sellers (albeit, it’s not for every situation) , providing an extra layer of protection and enhancing the attractiveness of their property.

Common Misconceptions

Here are a few myths about home warranties. One misconception is that a home warranty is the same as homeowners insurance. While both can provide protection for your home, they cover different things. Homeowners insurance typically covers damage from natural disasters, fire, theft and liability, while a home warranty covers the repair or replacement of major systems and appliances due to normal wear and tear. There’s a big distinction there, and one that should be made. Next, some have the idea that the cost of basic warranty coverage can be quite expensive, but most enrollment for a year is only a few hundred dollars depending on the square footage and location of the home. Always do your homework, check with various providers and get quotes in order to keep costs reasonably low. Another myth is that home warranties are unnecessary. Some homeowners may believe that their new appliances or systems won’t have issues, so they view the warranty as wasted money. However, even new items can develop unexpected problems (they’re called lemons), and a home warranty can provide peace of mind and financial protection. Furthermore, if you’re improperly using or not caring for your home’s systems or appliances, a warranty won’t do you much good. Homeowners are personally responsible for properly maintaining their systems and appliances. Any intentional damage caused to a system or appliance will not be covered. Any neglect shown to a home’s system or appliance will also meet the same fate. Additionally, some people wrongly assume that all repairs and replacements will be fully covered by a home warranty. It’s essential to understand the terms and conditions of your warranty, as there are often limitations, deductibles and exclusions. Finally, there is a misconception that home warranties are only valuable for older homes. While it’s true that older homes are more prone to issues with systems and appliances, a home warranty can benefit homes of any age. It’s important to separate fact from fiction when considering a warranty to ensure you make an informed decision.

Maximize Your Home Warranty

In order to get the most out of a home warranty you have to understand the coverage and limitations before making any claims. This includes knowing what is covered, the dollar limits, and any deductibles or service fees. This is a critical step and the reason we suggest that you understand your terms and conditions well. If a repair person needs to come to the property, you should have an understanding of what repairs are covered and an idea of what questions to ask the service technician. Obviously, you’ll also want to be on site when the repair tech arrives. Keep in mind that maintaining regular and proper maintenance of the home’s systems and appliances can increase the chances of a successful claim. Moreover, it’s important to keep documentation of any repairs or maintenance done on the covered items. Finally, homeowners should familiarize themselves with the claims process and promptly report any issues as soon as they arise. Being proactive and responsive when dealing with repairs can ensure a smooth and efficient resolution. If an appliance fails, best practice is to contact the warranty company directly and right away. Normally, it isn’t best to send for your own repair person, at least without first reporting it to your warranty provider. While you may be able to hire your own contractor or technician, and it doesn’t hurt to ask, often you’ll need to rely on the services of a repair person endorsed by the warranty provider. By maximizing knowledge and taking necessary steps at the appropriate times, homeowners can make the most of their home warranty and enjoy the benefits it provides.

For more information about home warranty coverage and to find a warranty that’s right for you and your home, click here.

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Things That Can Affect The Value Of Your Home

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Homeownership isn’t for everyone! I know that can sound downright strange coming from a real estate firm. Yes, we are in the business of selling homes. We’re in the business of connecting buyers and sellers. We’re a company that’s predicated upon building and nurturing relationships with our clients, our agents, lenders, appraisers, inspectors and other professionals. Yet, while owning a home is typically seen as a sound investment, there are situations when it may not be financially advantageous to buy one.

For example, you might not want to own a home if there’s uncertainty about your future or your job security, as committing to a mortgage could prove burdensome, if income becomes unstable. Another factor to consider is if you’re carrying high levels of debt. If you’re in a financial deficit, it may be more feasible to rent and focus on paying off obligations before taking on the additional financial responsibility of a home. Paying down/off higher-interest debts can raise your credit score as well, which will help you achieve a better mortgage rate for your next home purchase. Additionally, if you plan to relocate frequently due to work or personal reasons, the costs associated with buying, selling and moving can make renting a more favorable option as well. Ultimately, the decision to buy a home should be carefully weighed against all personal satisfaction with your current residence, financial position and job situation.

On the other hand, if you are a property owner, welcome to the wonderful world of ownership (and maybe lower taxable income too). With that being said, did you know, there are ways that you can increase or likewise decrease the value of your home? And this can happen even over short timeframes.

Increase Your Home’s Value

Increasing the value of your home in less than one year can be achieved through different ways. One effective method is to focus on curb appeal by enhancing the aesthetics of the exterior. This can be done by maintaining a well-manicured lawn, planting flowers and shrubs, and adding a fresh coat of paint to the front door (choose that color wisely!). Upgrades to your home’s exterior can be relatively affordable. This is the one area where sellers can give themselves a boost when debuting their home for sale. Another approach is to update key areas in the house such as the kitchen or bathroom, as these rooms often have a significant impact on the overall value of the home. Maybe it’s time that your kitchen finally got a face-lift. The condition of the kitchen and the bathrooms are often the hinge on what buyers tend to gravitate towards or away from when engaged in their search. The kitchen, like the main living area, is a frequently visited room, and as such, potential buyers are looking for modern beauty and convenience here, when possible. Additionally, improving energy efficiency by installing energy-saving appliances/lighting, improving insulation and opting for eco-friendly materials can boost the value of your home too. Smart home technology has been one of the safest investments in recent years. The ability to adjust the temperature, security or lighting in your home from a distance is a real game-changer. There’s a certain peace-of-mind in this sector of home improvement and unfortunately for some sellers, this is a must-have for a handful of buyers.

If you have other questions about valuation or selling, in general, click here.

Negatively Impacting Your Home’s Value

On the flip side, there are several actions that can quickly diminish the value of your home. For one, neglecting maintenance and repairs is one of the easiest ways to decrease value. This includes ignoring necessary fixes like leaking roofs, faulty plumbing or electrical issues. If homeowners avoid addressing a major issue, it could balloon into something intolerable. Water is a good example of this. A water dilemma, left to its own devices, could become a big financial headache for owners of a property. Another pitfall you might want to evade is engaging in excessive customization that may not appeal to the general public, such as unconventional color choices or highly specific themed rooms. Lime green or Pepto-Bismol pink, anyone? Or think solarium or home theater. While you might love those colors or while these might be intriguing rooms, a real hub for excitement in a home, they’re not for everyone. In fact, there’s a segment of homebuyers who would never have a use for either color or room. Lastly, failing to maintain an overall clean and tidy household, including proper hygiene and cleanliness, can also reduce the overall value of your home or at least its perceived value. Many of the buyers we work with are thankful for their ability to rely on their five senses during their home search. Sight and smell are as important as any and they can single-handedly make buyers do an about-face upon entering a residence.

There are also some pretty strange elements which can impact your home’s worth. Some of them might catch you off guard.

 

As you examine your property, probing the aspects you can – remember, you’re probably not a licensed home inspector. Take note of what requires your attention and make a plan based upon that, calling upon professionals when needed. Pinpoint areas where updating will raise the value of your home. Maintenance, repairs and upgrades will positively affect the valuation of your property as well as your confidence as a homeowner.

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4 Tips For Stress-Free Moving

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Packing your whole life up into a large truck might be one of the most exhilarating experiences you can have in your lifetime. I mean after you’ve put all that effort into getting your home ready to market, dealt with your fair share of stress while your REALTOR® worked their magic, isn’t the “delight of moving” the next logical step towards sanity? Gearing up for the task of shipping some of your priceless belongings with a group of total strangers is completely normal.

All kidding aside, moving from one residence to another is daunting and has been known to rattle some sellers as they seek to begin a new chapter of their lives. It could be the mental energy we commit to those things, such as moving, which tends to drain us and in some cases, leave us feeling a little desperate. Quite honestly, this is why it’s critical whenever we’re faced with such a task as this, we unplug from our negative past experiences and truly take time to prepare for the move.

You can also find a helpful moving checklist on page eight of our homebuyer’s guide. In this post, we’re covering four ways moving is made easier. Having said that, we in no way want to make light of the experience. I, for one, don’t love the idea of packing up a room into boxes and then unpacking them on the other side, but I’ve always been able to deal with it in a healthy manner. We hope you can too and we feel confident these four tips as well as our checklist will help you navigate your way into your new home with minimal anxiety.

Give Yourself Time

Preparation is important whether you’re buying or selling a home. In fact, we advise many of our clients to give themselves extra time when they’re thinking about a life change. Big decisions can take time, especially getting used to them. Sellers who need to make repairs to their house, should factor in more time than they think to complete those jobs. Heck, even if a professional is making the repairs/updates, you’ll want to pack in additional time. The same can be said for those who are confronted with the challenge of moving.

Moving for some is excruciating, like on the level of public speaking bad. Yet, if you give yourself extra time in anticipation of unforeseen issues arising in the process, you’ll be much better equipped to handle them and stay calm. Our advice is you don’t procrastinate throughout the moving process. Whether you’re moving out of an apartment or a home, whether you’re the buyer or seller, once that switch is activated and your life is headed in another direction, act.

Gather Intel

For some, changing scenery is welcomed, for others there’s apprehension. Whatever flavor the move provides, it’s important you eliminate as much of the unknown as possible. Chances are you’ll erase some of that stress, if you gather information on your new town or neighborhood before setting down new roots. What is your new city/neighborhood like? What places would you like to visit after your move? What are some of the activities you’d like to do once you get settled? The more comfortable you are with your new surroundings ahead of time, the easier this transition will be. Those who put the effort in from day one, are better suited to handle the curveballs which may come their way. Learn all aspects of your particular process – mentally prep yourself.

Moving apps, like Sortly and Updater, have helped others organize their thoughts and well as their possessions. They could potentially aid you as well.

Hire A Reputable Mover

Not in all situations, but many moving endeavors do require the assistance of a moving company. Someone once said: “you never know how much you accumulate until you move” [author unknown]. Boy, isn’t that the truth! If you do need to choose a professional moving company, do your due diligence and research which options are best for you and your circumstances as well as your timetable. Prior to contacting movers on the phone, it’s important to make a list of five or more and read testimonials from other buyers and sellers who faced a similar task of having to hire one. What are the good and bad stories people are sharing? Make sure to do your homework and investigate registries like Angi, NextDoor, Yelp, Google, Facebook and others.

After you whittle your list down, make sure to compile a list of questions you’ll want to ask each of the moving companies. Need help creating your own? This is a great place to start. And there may be other factors you’ll need to consider such as special services required like packing/storage services or budgetary concerns or how you want your valuables transported. For starters, you’ll want to ask each company stuff like if they have a Federal Motor Carrier Safety Administration (FMCSA) registration number and how do they estimate costs for a particular job (binding estimates are usually better) and what fees are added on (hidden fees?) and what type of insurance they offer their customers.

Based upon this research and the responses to your questions, you’ll have a better idea of who you’d hire. Let’s face it, in real estate, banking, heck even cuisine, there are many choices… narrowing it down isn’t necessarily a bad thing. If one’s required, finding a reliable moving company should be at the top of your list. We hope these pointers provided you insight into making the right decision.

Soothe Thyself

Throughout the process of packing your life away and dealing with a real estate transaction, it’s vital to take care of yourself. This might sound puffed-up and maybe also a tad holistic, but stepping away from this process when it’s happening is healthy too. The self-care aspects shouldn’t be forgotten at this time. If you love to read first thing in the morning, then continue to do that even if you need to cut back slightly. If taking a walk in the evening in a park or on a trail is your thing, then keep walking. If working out a few times a week makes you feel better, gives you energy and relaxes your nerves, then by all means, do those burpees. If enjoying a glass of wine on your porch helps pacify your mind, then don’t let moving oust you from outdoor happiness.

If you have an area of your home where you and your family really take in life and the room acts like a sanctuary for you, don’t box that up until the last possible day.

Also, it’s important to keep ties to those you might be leaving behind, such as family, friends and neighbors. Set aside time to get together with neighbors and those in the community you’ve enjoyed getting to know, who you might not see again (depending on the distance of your move). Schedule your next return trip with family and friends, which will give you and them something to look forward to.

 

Moving is a trying time, yes, but there are methods we can take, which will help us deal with the challenges ahead. Stay focused on what matters, sure, but give yourself time and try not to beat yourself up when things go sideways. We’re here to help you throughout this process. Call one of our professionals should you want any assistance along the way.

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Why Homes Sit on the Market: 5 Fixable Reasons

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 Don’t let your home sit—let it stand above the rest of the competition and be noticed. If there’s one thing we counsel our clientele on today, it’s making a distinction between their home and others “on the market, not selling.” What are the unique selling points of their home? What is the state of the market, even as granular as their neighborhood? Are there comparable properties selling right now? Putting together a vivid picture of the subject property and how to elevate it above other similar homes could mean the difference between fewer days on market and maybe even a multiple offer situation. Understanding why homes sit on the market can help sellers create an effective strategy.

1. Pricing

This is the obvious. The elephant in the room. We’d be deceiving ourselves if we didn’t mention this one first, because it’s the most important and for good reason. Remember, the whole process for a buyer begins (or should begin) with an honest assessment of what they can afford and tailoring their search around that benchmark. The buyer consults a mortgage lender, discovers how much they’re pre-approved for, compares that to their financial situation, determines their must-haves when previewing homes, and investigates the market. Homebuyers, especially if they’ve been searching for some time, have an eye for present circumstances and how compatible properties have fared.

Sellers who better understand what buyers are witnessing in terms of pricing can better estimate and position their property for its initial release. That’s why having a REALTOR® generate a competitive market analysis (CMA) tailored to the seller’s home is ideal for understanding how to price it correctly. Although we might be in a period of correction, the market still favors sellers. Because of this, real estate professionals may advise homeowners to set their list price toward the higher end of its value range.

2. Repairs

When owners anticipate selling, they should review all aspects of their property to determine what needs repair and what could benefit from an upgrade. Ideally, this should be done months ahead of time. Consulting a REALTOR® can help owners judge which repairs or updates would help sell the home and which ones to avoid. Sellers want to skip changes that buyers won’t care about or that might negatively affect value.

Some homeowners pursue a “pre-listing” inspection, where a professional evaluates the home and pinpoints potential issues to address before listing. Though less common, this step can be extremely beneficial in certain cases and prevent scenarios where homes sit on the market due to condition concerns.

3. Curb Appeal

We emphasize this often—because it matters. Do you want increased engagement and more prospective buyers to see your home? One of the quickest ways to attract attention, both online and for in-person showings, is to create an inviting atmosphere. The exterior facade will either captivate or deter onlookers. It’s that simple. A fresh coat of paint on the front door, fresh landscaping, trimmed shrubbery, and a new garage door can all enhance appeal.

However, homeowners shouldn’t go overboard. Changes that don’t appeal to most buyers or that seem too high maintenance could turn people off. Sellers should avoid spending on upgrades that won’t deliver a return on investment. Enhancing curb appeal the right way can make a difference in why homes sit on the market or sell quickly.

4. Buyer Incentives

Offering buyers and their agents meaningful perks can help your home stand out. One popular incentive is a home warranty, which covers the home while it’s listed and provides coverage for the buyer after closing. This protects both parties and adds peace of mind.

Other incentives include seller concessions or closing credits. These financial boosts help buyers cover costs and may tip the scales in your favor. Some sellers offer a buyer’s agent bonus, which encourages agents to prioritize showing your home. These strategies can help minimize why homes sit on the market for extended periods.

5. Marketing

Investing in a knowledgeable real estate professional who understands current market conditions can reduce time on the market. Experienced agents know how to position a property for maximum exposure and understand what’s selling—and why.

Sellers should choose a REALTOR® and brand with a track record of attracting a large pool of buyers. Aggressive, strategic marketing and a willingness to go the extra mile are must-haves. Agents should have a clear plan for how to get your home noticed and shown. Without strong marketing, it’s easy to see why homes sit on the market unnecessarily.

Take Action Now

As a homeowner, some factors—like location or costly upgrades—may be out of your control. But the five listed above are well within reach. Sitting down with your agent to create a strategy based on these tips can ultimately reduce the number of days your home stays listed. Understanding why homes sit on the market helps sellers prepare and adjust before listing.

If you’re considering selling, even if it’s months away, it’s never too early to plan. Contact one of our professionals today to get started!

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